IK Financial Metarials
IK Financial Mortgage

Building up Your Credit Score📈

In the current lending environment, with interest rates at all-time lows, it is an ideal time for You to borrow, refinance, or renew your mortgage. In order to benefit from the above transactions, having good and clean Credit is extremely important.
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We have collected Top 5 recommendations You can use to help attain a speedy credit score boost:
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🔹 Pay down credit cards - pay down your credit cards, so you are only utilizing no more than 30% of your credit limits.
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🔹 Limit the use of credit cards to those amounts that You are able to pay down fully on a monthly basis. 
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🔹 Know Your credit limits. 
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🔹 Keep old cards - if you stop using older credit cards, the issuers may stop updating your accounts and it is important to ensure that nothing is missed. 
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🔹 Do not let mistakes build up - always dispute any errors You uncover that may harm your score.
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Speak to our Mortgage Agents - they will ensure you benefit from your home-finance product:
Inna Bogdanov 416.268.0004 | Inna@ikfinancial.com
Katerina Markevich 416.388.8153 | Katerina@ikfinancial.com