Everything you should know before starting your mortgage process is on this page. All the information is created based on our experience and common buyer mistakes throughout the home-financing process.
Document Formatting
Send documents in PDF format;
Ensure all bank statements include your name, account number and bank name;
Communicating via email will result in quicker response times;
Send required documents all at one;
Properly labeling your documents will speed up the process;
Include all pages of your documents i.e, your complete tax return.
Material Changes
Do not change jobs during the process;
Do not obtain any new credit such as loans, lines of credit or credit cards;
Do not spend your down payment. Keep it secure and readily available;
Do not co-sign any credit for anyone;
It is extremely important that nothing changes with your situation after you are pre-qualified and before your mortgage funds.